Credit Cards
Understand the basics of a credit card. Learn what all of the terms and conditions mean, from annual fees to APR’s. Click here for this information.

Caution
Click here for advice and information on how to stay out of credit card trouble.

Score
Click here to find out what your credit score means and how it will effect your borrowing potential.

Lending & Borrowing
At some point in your life you will probably have to borrow money from the credit union. It could be sooner with an auto loan, or later with a mortgage loan. Knowing the fundamentals of how a loan works is important. 

Basics
Read through this Borrowing Basics Guide from the National Association of Federal Credit Unions to learn the basics of loans. Click here to download the pdf.

Car Loans
A car loan may be one of the first loans that you ever get from a financial institution. Click here to learn the principles of new or used car loans.

Car Loan Calculator
See how much the car you want will really cost including the interest.  Click here to use this car loan calculator.

The Borrowing Basics Guide can be viewed with Adobe Reader.
Ask your parents before you download your FREE copy today!