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Loan Rates
Use our Loan Calculator to find out how much you can afford to borrow.
Consumer Loan Rates*
(Effective: March 19, 2008)
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Boats and RVs
| (Maximum Loan Amount $100,000.00. • Minimum Loan Amount $1,000.00.RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
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20%
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48 months
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6.500%
| $23.72
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20%
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84 months
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7.250%
| $15.22
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Mobile Home Fixed Rate
| (APR based on Prime Rate as published in the Wall Street Journal plus 1.00%. • Minimum rate 7.50%. • Maximum Loan Amount $125,000.00. • Minimum Loan Amount $5,000.00.) |
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20%
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180 months
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9.250%
| $10.29
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Home Improvement
| (Maximum Loan Amount $125,000.00.• Minimum Loan Amount $1,000.00 RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
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0%
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60 months
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6.750%
| $19.68
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0%
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120 months
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7.750%
| $12.00
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0%
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240 months
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8.750%
| $8.84
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Personal Loans/Member Business
| (Maximum loan amount Personal - 30,000.00, Member Business -$15,000.00 • Minimum loan amount $250.00 RATES FOR PERSONAL LOANS/MEMBER BUSINESS ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN.) |
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0%
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12 months
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6.750%
| $86.41
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0%
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24 months
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7.750%
| $45.11
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0%
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36 months
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8.750%
| $31.68
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0%
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48 months
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9.750%
| $25.24
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0%
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60 months
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10.750%
| $21.62
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Auto & Trucks, Motorcycles New & Used
| (Subject to credit approval • Some restrictions may apply. • Autos in NADA Value Guide. • Maximum loan amount $75,000.00 • Autos & Trucks Minimum loan amount $2,500.00• Motorcycles Minimum loan amount $1000.00). • Model years 2002 - 2008.• 72 Month term is for 2008 models only.•
RATES FOR AUTO & TRUCKS ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
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5%
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12 months
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5.250%
| $85.72
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5%
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24 months
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5.500%
| $44.10
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5%
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36 months
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5.750%
| $30.31
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5%
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48 months
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6.250%
| $23.60
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5%
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60 months
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6.750%
| $19.68
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5%
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72 months
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7.250%
| $17.17
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Home Equity Fixed
| (Homeowners Insurance required. • Maximum Loan Amount $500,000.00. Minimum Loan Amount $7,500.00. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
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0%
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60 months
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6.000%
| $19.33
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0%
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120 months
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6.250%
| $11.23
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0%
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180 months
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6.750%
| $8.85
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Equity Line of Credit
| (APR based on Prime Rate as published in the Wall Street Journal minus 0.50% • Max rate 18%. • Max Loan Amount $500,000.00. • Min Loan Amount $7,500.00. • Homeowners Insurance is required. • 10 yr draw) |
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0%
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300 months
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4.750%
| $3.90
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Need more information?
If you have any questions, or would like more information, please stop by any office, complete our information request form, or give us a call at 1-877-STANNES.
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