Consumer Loan Rates*
(Effective:
March 1, 2013)
|
New Autos & Trucks
|
(Maximum loan $100,000. Minimum loan $2,500. Maximum term 72 months. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment. )
|
|
0%
|
12 months
|
2.990%
|
$84.69
|
0%
|
24 months
|
2.990%
|
$42.98
|
0%
|
36 months
|
2.990%
|
$29.08
|
0%
|
48 months
|
2.990%
|
$22.13
|
0%
|
60 months
|
3.240%
|
$18.08
|
0%
|
72 months
|
3.990%
|
$15.64
|
|
Used Autos & Trucks
|
(Maximum loan $100,000. Minimum loan $2,500. Model years 2009 – 2013. Maximum term of 60 months. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment.)
|
|
0%
|
12 months
|
2.990%
|
$84.69
|
0%
|
24 months
|
2.990%
|
$42.98
|
0%
|
36 months
|
2.990%
|
$29.08
|
0%
|
48 months
|
2.990%
|
$22.13
|
0%
|
60 months
|
3.240%
|
$18.08
|
|
Motorcycles New/Used
|
(Maximum loan $25,000.00. Minimum loan $2,500.00. Model years 2009-2013. 60-month term is for 2013 models only. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.)
|
|
10%
|
12 months
|
4.000%
|
$85.15
|
10%
|
24 months
|
4.000%
|
$43.42
|
10%
|
36 months
|
4.000%
|
$29.52
|
10%
|
48 months
|
4.000%
|
$22.58
|
10%
|
60 months
|
4.250%
|
$18.53
|
|
Used Autos & Trucks 2006-2008
|
(Maximum loan $100,000. Minimum loan $2,500. Model years 2006-2008. Odometer reading of 80,000 miles or less required. Maximum term of 48 months. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment.)
|
|
10%
|
12 months
|
4.500%
|
$85.38
|
10%
|
24 months
|
4.500%
|
$43.65
|
10%
|
36 months
|
4.500%
|
$29.75
|
10%
|
48 months
|
4.500%
|
$22.80
|
|
Boats (Fiberglass boats only)
|
(Maximum loan $100,000.00. Minimum loan $2,500.00. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.)
|
|
20%
|
120 months
|
6.500%
|
$11.35
|
20%
|
240 months
|
7.250%
|
$7.90
|
|
RVs
|
(Maximum Loan Amount $100,000.00. Minimum Loan Amount $2,500. 1-5 Models Years. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.)
|
|
20%
|
48 months
|
6.500%
|
$23.72
|
20%
|
84 months
|
7.250%
|
$15.22
|
|
Home Equity Fixed
|
(Homeowners Insurance required. • Maximum Loan Amount $500,000.00. Minimum Loan Amount $7,500.00. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. )
|
|
0%
|
60 months
|
2.250%
|
$17.64
|
0%
|
120 months
|
2.500%
|
$9.43
|
0%
|
180 months
|
3.875%
|
$7.34
|
|
Home Improvement/Secured
|
(Maximum Loan Amount $125,000.00.• Minimum Loan Amount $10,001.00 RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. )
|
|
0%
|
60 months
|
5.750%
|
$19.22
|
0%
|
120 months
|
5.875%
|
$11.05
|
0%
|
240 months
|
5.875%
|
$8.38
|
|
Home Improvement/Unsecured
|
(Maximum Loan Amount $10,000.00.• Minimum Loan Amount $1,000.00 RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. Certain terms apply.)
|
|
0%
|
60 months
|
8.250%
|
$20.40
|
|
Personal Loans/Member Business
|
(Maximum loan amount Personal - $30,000, Member Business -$15,000. Minimum loan amount $250. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan. (Rates are based on credit worthiness))
|
|
0%
|
12 months
|
6.000%
|
$86.07
|
0%
|
24 months
|
7.000%
|
$44.78
|
0%
|
36 months
|
8.000%
|
$31.34
|
0%
|
48 months
|
9.000%
|
$24.89
|
0%
|
60 months
|
10.000%
|
$21.25
|