Consumer Loan Rates*
(Effective: June 28, 2010)
|
Auto & Trucks, New & Used
| (Maximum loan $100,000. Minimum loan $2,500. Model years 2006 –2010. 72-month term is for 2010 model year only. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING/SAVINGS ACCOUNTS. ADD 1/4% FOR NON-DIRECT PAYMENT LOAN.) |
|
5%
|
12 months
|
4.000%
| $85.15
|
5%
|
24 months
|
4.000%
| $43.42
|
5%
|
36 months
|
4.000%
| $29.52
|
5%
|
48 months
|
4.000%
| $22.58
|
5%
|
60 months
|
4.250%
| $18.53
|
5%
|
72 months
|
4.750%
| $15.99
|
|
Motorcycles New/Used
| (Maximum loan $25,000.00. Minimum loan $2,500.00. Model years 2006-2010. 60-month term is for 2010 models only. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING/SAVINGS ACCOUNTS. ADD 1/4% FRO NON-DIRECT PAYMENT LOAN.) |
|
10%
|
12 months
|
4.000%
| $85.15
|
10%
|
24 months
|
4.000%
| $43.42
|
10%
|
36 months
|
4.000%
| $29.52
|
10%
|
48 months
|
4.000%
| $22.58
|
10%
|
60 months
|
4.250%
| $18.53
|
|
|
RVs
| (Maximum Loan Amount $250,000.00. • Minimum Loan Amount $2,500.00.RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING/SAVINGS ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
|
20%
|
48 months
|
6.500%
| $23.72
|
20%
|
84 months
|
7.250%
| $15.22
|
|
|
Boats -(Fiberglass boats only)
| (Maximum loan $250,000.00. Minimum loan $2,500.00. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING/SAVINGS ACCOUNTS. ADD 1/4% FOR NON-DIRECT PAYMENT LOANS.) |
|
20%
|
120 months
|
6.500%
| $11.35
|
20%
|
240 months
|
7.250%
| $7.90
|
|
|
Equity Line of Credit
| (APR based on Prime Rate as published in the Wall Street Journal minus 0.50% • Max rate 18%. Floor rate 4.00%• Max Loan Amount $500,000.00. • Min Loan Amount $7,500.00. • Homeowners Insurance is required. • 10 yr draw) |
|
0%
|
300 months
|
4.000%
| $3.28
|
|
|
Home Equity Fixed
| (Homeowners Insurance required. • Maximum Loan Amount $500,000.00. Minimum Loan Amount $7,500.00. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
|
0%
|
60 months
|
5.000%
| $18.87
|
0%
|
120 months
|
5.250%
| $10.73
|
0%
|
180 months
|
5.375%
| $5.60
|
|
|
Home Improvement
| (Maximum Loan Amount $125,000.00.• Minimum Loan Amount $1,000.00 RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
|
0%
|
60 months
|
5.750%
| $19.22
|
0%
|
120 months
|
6.750%
| $11.48
|
0%
|
240 months
|
7.750%
| $8.21
|
|
|
Personal Loans/Member Business
| (Maximum loan amount Personal - 30,000.00, Member Business -$15,000.00 • Minimum loan amount $250.00 RATES FOR PERSONAL LOANS/MEMBER BUSINESS ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN.) |
|
0%
|
12 months
|
6.750%
| $86.41
|
0%
|
24 months
|
7.750%
| $45.11
|
0%
|
36 months
|
8.750%
| $31.68
|
0%
|
48 months
|
9.750%
| $25.24
|
0%
|
60 months
|
10.750%
| $21.62
|
