St. Anne’s Credit Union
Online Banking
e*Statements
Our Hours & Locations
Request Information
Newsroom
Site Index
St. Anne’s Credit Union Dartmouth • Fairhaven Fall River• Somerset • Swansea 1-877-STANNES www.stannes.com - NCUA - This Credit Union is federally-insured by the National Credit Union Administration. Equal Housing Lender		 Loans
Mortgage Rates
Use our Mortgage Calculator to find out how much you can afford to borrow.

Meet Our Home Financing Specialists
With experienced mortgage originators on staff, we know the business and we know the territory. We help our members through each step of the home buying process, from pre-approval to closing and beyond. Click here to see a listing of our mortgage originators.

Adjustable Rate Mortgages (ARMs)*
(Effective: May 16, 2008)
Program
 Interest Rate
Points
APR
Monthly Payments
per $1000 borrowed
3/3 Adjustable Rate Mortgage
 5.000%
25.649%
36 months   $5.37
323 months   $5.65
1 month   $9.11
5.250%
15.620%
36 months   $5.52
323 months   $5.67
1 month   $3.46
5.500%
05.591%
359 months   $5.68
1 month   $3.73
5/1 Adjustable Rate Mortgage
 4.875%
25.454%
60 months   $5.29
299 months   $5.56
1 month   $6.71
5.125%
15.460%
60 months   $5.44
299 months   $5.58
1 month   $7.39
5.375%
05.465%
359 months   $5.60
1 month   $5.38
3/1 Adjustable Rate Mortgage
 4.375%
25.017%
36 months   $4.99
323 months   $5.27
1 month   $5.15
4.625%
14.990%
36 months   $5.14
323 months   $5.28
1 month   $5.91
4.875%
04.963%
359 months   $5.29
1 month   $6.90
7/1 Adjustable Rate Mortgage
 5.375%
25.899%
84 months   $5.60
275 months   $5.86
1 month   $5.84
5.625%
15.933%
84 months   $5.76
275 months   $5.89
1 month   $3.26
5.875%
05.968%
359 months   $5.92
1 month   $1.45
*Annual Percentage Rate (APR) is subject to change. •5% or more down payment • Caps 2/6 • The initial rate is discounted and is not based on index and margin to be used in subsequent adjustments. The APR may increase after consummation of the loan.


Fixed Rate Mortgages*
(Effective: May 16, 2008)
Program
 Interest Rate
Points
APR
Monthly Payments
per $1000 borrowed
40 Year Fixed
(3% or more down payment)
 6.500%
26.753%
$5.85
6.750%
16.921%
$6.03
6.875%
06.961%
$6.12
30 Year Fixed
(3% or more down payment)
 5.625%
25.905%
$5.76
5.875%
16.063%
$5.92
6.125%
06.220%
$6.08
20 Year Fixed
(3% or more down payment.)
 5.625%
25.999%
$6.95
5.875%
16.125%
$7.09
6.125%
06.250%
$7.24
15 Year Fixed
(3% or more down payment.)
 4.875%
25.335%
$7.84
5.125%
15.432%
$7.97
5.375%
05.529%
$8.10
10 Year Fixed
(3% or more down payment.)
 4.875%
25.530%
$10.55
5.125%
15.561%
$10.67
5.375%
05.593%
$10.79
*Annual Percentage Rate (APR) is subject to change. • 3% down payment requires 35% Private Mortgage Insurance (PMI) • 5% requires 30% PMI • At least 10% but less than 15% down requires 25% PMI • At least 15% but less than 20% requires 20% PMI • Contact St. Anne's for information about non-owner occupied properties.


Need more information?
If you have any questions, or would like more information, please stop by any office, complete our information request form, or give us a call at 1-877-STANNES.