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Fund your next adventure and enjoy a checking account with no monthly service charge and no minimum balance requirement. 

 Open Now – In Minutes!

With a Digital Free Checking account, receive:

  • No monthly fees or minimum balances2
  • No fees to use thousands of SUM ATMs nationwide3
  • Receive up to $10 per month on ATM Surcharge Refunds when using a non-St. Anne's ATM machine4
  • FREE ATM/Debit Mastercard
  • FREE Mobile and Online Banking
  • FREE Access to send/receive money with Zelle®5

1To qualify, open a St. Anne’s Digital Free Checking account with two or more payroll, pension, or government direct deposits totaling $2,000 monthly to your new account within the first 90 calendar days of the account opening date. Electronic credits other than payroll, pension or government benefits do not qualify as direct deposits. This offer is valid for new consumer checking account members who open a Digital Free Checking Account online. New members are primary account owners who have not had a consumer checking account with St. Anne’s since 06/01/2020. Electronic statements and online banking are required. The new account must also meet the following requirements within 90 calendar days: (A) primary owner must reside in MA or RI and be 18 or older, and (B) no overdrafts during the entire 90 calendar days. Incentive for qualified accounts will be deposited into member’s share account no later than 1 month following the successful qualifying 90 days. One incentive per member and per household as defined by a common address. Incentive is taxable. Other terms may apply. Subject to cancellation or changes. New membership fee $5..
2Other fees may apply. Please refer the Deposit Account Fee Schedule.
3Institutions outside SUM ATM network may impose an ATM fee.
4Refunds are automatically posted to your checking account at the end of the month. For example, if you withdraw $200 from your checking account at an out-of-network ATM, that bank will charge a fee to your checking account. St. Anne’s will refund up to $10 in fees per month as a credit to your checking account at the end of the month. Surcharge refunds are subject to IRS reporting.
5Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and used herein under license. 

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