for family  for business
Access Your Accounts Online
submit
Learn More
st. annes logo spanish portugese
Home > Rates & Calculators > Loan Rates

Loan Rates

Consumer Loan Rates*
(Effective: September 20, 2018)
Program
Downpayment
Term
APR
Monthly Payments
per $1000 borrowed
Personal Loans/Unsecured
(Click here for more product information.)
0%
12 months
7.250%
$86.64
0%
24 months
8.250%
$45.34
0%
36 months
9.250%
$31.92
0%
48 months
10.250%
$25.48
0%
60 months
11.250%
$21.87
Mass Save® Heat Loan
(Click here for more product information.)
0%
60 months
0.000%
$16.67
New Autos & Trucks 2017-2018
(Click here for more product information.)
0%
36 months
3.000%
$29.08
0%
48 months
3.250%
$22.24
0%
60 months
3.500%
$18.19
0%
75 months
3.750%
$14.98
Used Autos & Trucks 2011-2017
(Click here for more product information.)
0%
36 months
3.490%
$29.30
0%
48 months
3.740%
$22.46
0%
65 months
3.990%
$17.13
Home Equity Fixed
(Click here for more product information.)
0%
60 months
4.000%
$18.42
0%
120 months
4.500%
$10.36
0%
180 months
4.990%
$7.90
*Annual Percentage Rate (APR) subject to change • $5 membership account required. For automobile loans - the Annual Percentage Rate (APR) quote is the lowest rate available. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit score. Subject to credit approval and rate availability.


Home Equity Line of Credit*
(Effective: August 10, 2018)
Program
APR
Fixed for 12 months
1.990%
Fixed for 24 months
3.750%
Prime thereafter
5.000%
*Click here for more product information.