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Home > Rates & Calculators > Mortgage Rates

Mortgage Rates

St. Anne’s Credit Union helps our members through each step of the loan process, from improving credit scores, providing pre-qualification to closing and beyond. We know the area and understand your needs and the entire process. We will work with you to achieve your home ownership goals.

Low fixed rate products based on our lending power as a leading lender in Massachusetts.

Adjustable rate products get you in the door and save you money, with competitive pricing and flexible terms.

Expertise in every area of mortgage lending from purchase to refinance including construction, rehabilitation and renovation lending – and multiple other lending solutions personalized to your needs.

Approved MassHousing Lender offering several first time homebuyer and veteran products – all with low down payment requirements.


St. Anne’s Credit Union provides FREE pre-qualifications so that you can shop for a home knowing exactly what you can afford. Contact one of our mortgage lenders today or apply online 24/7 here.

Fixed Rate Mortgages*
(Effective: December 1, 2018)
Interest Rate
Monthly Payments
per $1000 borrowed
10 Year Fixed
(5% or more down payment.)
2 4.034%
1 3.952%
0 3.867%
*Annual Percentage Rate (APR) is subject to change. - Loans > 80% loan to value (LTV) will require private mortgage insurance (PMI)** Payments do not include taxes or insurance - Your payment may be greater if the loan is secured by a first lien - Subject to credit approval - Owner occupied properties only. Contact St. Anne's for information about non-owner occupied properties. $5 membership account required.