Mortgages

St. Anne’s Credit Union is a leading mortgage lender with a full range of competitive solutions including:

Fixed and Adjustable Rate Mortgages
Land Purchase
One-Step Construction Mortgage
No Closing Cost Program
Jumbo Mortgages
First-time Homebuyer Programs
MassHousing Loans
Refinancing

Our mortgage specialists help our members through each step of the loan process, from improving credit scores, providing pre-qualification to closing and beyond – they are local, know the area and understand your needs and the entire process.

DOWN PAYMENT & closing cost assistance programs

St. Anne’s offers even more options to get you into the home of your dreams. As an approved MassHousing lender, we offer several first-time homebuyer and Military/Veteran purchasing or refinancing options. You may be eligible for down payment assistance of up to 10% of the home sales price or up to $25,000 in select communities and many other benefits such as closing cost assistance and MassHousing's Mortgage Payment Protection Program, MI Plus^®! Other terms and conditions apply.

The Equity Builder Program* provides first-time homebuyers up to $29,000 of grant money to eligible members. These funds can be used for closing costs, down payment or pre-paid mortgage insurance. This program is for a limited time. Funds will be awarded on a first-come, first-served basis and are not guaranteed.

For more information and eligibility requirements, or to obtain a free pre-qualification, please contact one of our mortgage specialists.

Mass Save^® Heat Loan

Save money and energy with a 0% APR Mass Save Heat Loan from St. Anne’s Credit Union. Click here for complete details.

*Grant is provided by the Federal Home Loan Bank of Boston through their Equity Builder Program. Interest would not accrue on the grant and the proceeds would only be due if the property is sold within the first five years of homeownership. May not be combined with any other type of down payment programs.