Phone Number
Toll-Free 1-877-STANNES (1-877-782-6637)

Text Size

Menu
Close
Welcome, Guest to St. Anne's Credit Union

Online Banking

Pay My Loan Apply for a Loan

Rates

DEPOSIT SPECIAL* 9/19/19

TypeTermMinimum Daily Balance to Earn APYAPYMinimum Deposit
CD Special

14 Months

$2,500.00

2.25%

$2,500.00

*Offer good for the initial 14-month term only. Members must open a personal $5 membership account. $2,500 minimum deposit required to open account and obtain Annual Percentage Yield (APY). Fees may reduce earnings. Advertised APY is offered at the Credit Union’s discretion. APY is available 9/19/19 and subject to change any time without notice. At end of term, CD balance automatically changes to a 12-month CD and will follow the 12-month CD disclosure. An early withdrawal penalty may apply.

Auto loan special** 9/23/19                Apply Now

ProductTerm (Months)APR

Monthly Payments Per $1,000

Borrowed

New Auto 2020-2019

61-75 Months

3.49%

$14.86 

Used Auto 2019-2013

61-65 Months

3.49%

$17.25

**3.49% Annual Percentage Rate (APR) effective 9/23/19 for a new (61 to 75-month term) or used car loan (61 to 65-month term). For example, a fixed rate car loan for $25,000 would have 63 monthly payments of $17.96 per $1,000 borrowed. A reduction of 0.25% is applied with automatic payment from a St. Anne’s Credit Union deposit checking account. Actual APR may differ based on credit history. The rate determination is based on credit history and the rate assigned to your particular loan may vary. Additional rates and terms may be available. Available for model years 2015-2020. Finance up to 100% of the NADA value or unit price. Other restrictions may apply. This offer is subject to change without notice.

Mortgage Rates*** 9/11/19                  Apply Now

TypeInterest RatePointsAPRMonthly Payments Per $1,000 Borrowed

10-Year Fixed

(5% or more down payment)

 2.750%

 0

 2.875%

$9.54 

***Annual Percentage Rate (APR) is effective as of 9/11/2019 and subject to change without notice. No minimum loan amount required. Loans greater than 80% loan to value (LTV) will require private mortgage insurance (PMI). Payment does not include taxes or insurance. Your payment may be greater if the loan is secured by a first lien. Subject to credit approval and closing costs. Primary residences only. Contact St. Anne’s for information about no closing cost option and non-owner occupied properties. St. Anne’s $5 membership account and checking account with automatic debit required. Must have 670+ credit score.

Consumer Loan Rates**** 9/23/19

ProductTerm (Months)APRMonthly Payments Per $1,000 Borrowed

Personal Loans/Unsecured1

12 Months

7.50% 

$86.76 

 24 Months

8.50% 

 $45.46

 36 Months

 9.50%

$32.03 

 48 Months

10.50% 

$25.60 

 60 Months

11.50% 

$21.99 

Mass Save® HEAT Loan2

60 Months 

0% 

$16.67 

New Auto 2020-20193

36 Months 

3.25% 

$29.19 

48 Months 

3.50% 

$22.36 

60 Months 

3.75% 

 $18.30

61-75 Months 

3.49%

$14.86

Used Auto 2019-20133

36 Months 

3.74% 

$29.41

48 Months

4.00%

$16.91

61-65 Months

3.49%3

$17.25

Fixed Second Mortgage4

120 Months

4.750% 

$10.48 

180 Months

5.250% 

$8.04 

 Product Term (Months) APR

 Home Equity Line of Credit5

Fixed for 24

3.99%

Prime Thereafter

5.00%

****Annual Percentage Rate (APR) subject to change. $5 membership account required.
1. Maximum loan amount $15,000, minimum loan amount $750. Annual Percentage Rate (APR) reflects a reduction of .25% by having automatic payment from a St. Anne’s Credit Union checking account.
2. Customers must meet program eligibility requirements to participate. Eligibility for the HEAT Loan is based on findings from the Home Energy Assessment and require pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval with a minimum loan amount of $2,001 and maximum loan amount of $15,000. APR refers to Annual Percentage Rate. The monthly payment would be approximately $16.67 per $1,000 borrowed based on 0.00% APR for 60 months. Eligible Mass Save HEAT Loan customers will need to obtain cost estimates from licensed contractors and submit them to the Home Assessment Vendor for approval. Some restrictions apply and offers are subject to change or cancellation. Visit Mass Save or call 1-866-527-SAVE (7283) for full details.
3. 3.49% Annual Percentage Rate (APR) effective 9/23/19 for a new (61 to 75-month term) or used car loan (61 to 65-month term). For example, a fixed rate car loan for $25,000 would have 63 monthly payments of $17.96 per $1,000 borrowed. A reduction of 0.25% is applied with automatic payment from a St. Anne’s Credit Union deposit checking account. Actual APR may differ based on credit history. The rate determination is based on credit history and the rate assigned to your particular loan may vary. Additional rates and terms may be available. Available for model years 2015-2020. Finance up to 100% of the NADA value or unit price. Other restrictions may apply. This offer is subject to change without notice.
4. Homeowners insurance required. Maximum loan amount $500,000, minimum loan amount $25,000. Annual Percentage Rate (APR) reflects a reduction of .25% by having automatic payment from a St. Anne’s Credit Union checking account. Second lien position only.
5. Rate of 3.99% APR fixed for the first 24 months. Thereafter, variable APR becomes adjustable monthly based on Prime Rate (currently 5.00% APR) as published in The Wall Street Journal with a maximum of 18% APR. Available for owner-occupied 1-4 family properties. Homeowners insurance is required. Flood insurance may be required. Minimum loan amount $25,000, maximum loan amount $500,000. Appraisal fee ranging from $175-$475 may be required. Subject to credit approval. Early termination fee of $500 may apply. Certain restrictions apply. Additional fee when title is held in any type of Trust ownership. First or second lien position.

Deposit Rates 5/16/19

TypeTermMinimum Daily Balance to Earn APYAPYMinimum Deposit

Jumbo Certificates2

 

 

 

 

 

 

6 Months

$100,000.00

0.400%

$100,000.00

9 Months

$100,000.00

0.400%

$100,000.00

12 Months

$100,000.00

0.850%

$100,000.00

24 Months

$100,000.00

1.200%

$100,000.00

36 Months

$100,000.00

1.350%

$100,000.00

48 Months

$100,000.00

1.600%

$100,000.00

60 Months

$100,000.00

1.750%

$100,000.00

Certificates3

3 Months

$500.00

0.200%

$500.00

6 Months

$500.00

0.300%

$500.00

9 Months

$500.00

0.300%

$500.00

12 Months

$500.00

0.750%

$500.00

24 Months

$500.00

1.100%

$500.00

36 Months

$500.00

1.250%

$500.00

48 Months

$500.00

1.500%

$500.00

60 Months

$500.00

1.650%

$500.00


TypeMinimum Daily Balance to Earn APYAPYMinimum Deposit

Money Market Special3

$25,000

1.550%

$25,000

Membership Savings4

$0.01

0.150%

$5.00

Acorn Savings4

$0.01

0.150%

$5.00

Christmas Club4

$20.00

0.050%

$5.00

Vacation Club4

$20.00

0.050%

$5.00

Regular Share Savings4

$0.01

0.150%

$5.00

Money Market4

 

 

$0.01

0.100%

$100.00

$2,500.00

0.150%

$100.00

$10,000.00

0.200%

$100.00

$20,000.00

0.250%

$100.00

$50,000.00

0.350%

$100.00

Business Investment Money Market4

 

 

$0.01

0.150%

$100.00

$2,500.00

0.200%

$100.00

$10,000.00

0.250%

$100.00

$30,000.00

0.300%

$100.00

Basic Checking4

$0.00

0.000%

$5.00

Now Checking5

$20.00

0.050%

$5.00

Interest Checking6

$20.00

0.050%

$5.00

CashBack Checking7

$0.00

0.000%

$5.00

TypeTermMinimum Daily Balance to Earn APYAPYMinimum Deposit

Statement Saver IRA8

(Variable rate account and therefore, the rate is subject to change after account opening)

 

      

N/A

$0.01

0.150%

$100.00

IRA Certificates8

 

 

3 Months

$500.00

0.200%

$500.00

6 Months

$500.00

0.300%

$500.00

9 Months

$500.00

0.300%

$500.00

12 Months

$500.00

0.750%

$500.00

24 Months

$500.00

1.100%

$500.00

36 Months

$500.00

1.250%

$500.00

48 Months

$500.00

1.500%

$500.00

60 Months

$500.00

1.650%

$500.00

IRA Jumbo Certificates8

6 Months

$100,000.00

0.400%

$100,000.00

9 Months

$100,000.00

0.400%

$100,000.00

12 Months

$100,000.00

0.850%

$100,000.00

24 Months

$100,000.00

1.200%

$100,000.00

36 Months

$100,000.00

1.350%

$100,000.00

48 Months

$100,000.00

1.600%

$100,000.00

60 Months

$100,000.00

1.500%

$100,000.00

2Annual Percentage Yield (APY) subject to change. $500 minimum deposit to open account. $100,000 minimum opening deposit to earn jumbo rate. Interest is compounded monthly and credited monthly or paid at maturity. Interest is paid for each day funds remain on deposit. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings.
3Annual Percentage Yield (APY) as of 2/21/18 and subject to change at any time after account opening. Available to new and existing members for balances deposited between $25,000 and $2,499,999. A minimum of $25,000 opening amount and minimum daily balance to obtain APY and not currently on deposit at St. Anne’s Credit Union. St. Anne’s Credit Union Membership $5 account required. Initial basic checks are included at no cost. No monthly service charges. During any statement period, limited to six withdrawals or transfers to another credit union account or to a third party by means of a pre-authorized or automatic telephone order or instruction made by check, draft, debit card or similar order to a third party. Excessive account activity during the statement period may result in a fee or closure. Fees may reduce earnings.
4Annual Percentage Rate (APY) subject to change. Minimum deposit shown is the minimum amount required to open the account and may differ from the minimum balance required to earn APY. Rates may change after account opening for variable rate accounts. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings.
5No Longer offered after 04/05/10.
6When the Interest Checking Rewards requirements are met, you will earn $5.00 a month per account. To meet the Interest Checking Rewards Requirements, you must have twenty (20) St. Anne's Credit Union MasterMoney Card debit (point-of-sale or PIN-based) transactions posted to your account during a statement cycle. ATM withdrawals, deposits or account balance inquiries using the MasterMoney Card are excluded from this program. Rewards Credit is subject to IRS reporting.
7To be eligible for the CashBack Checking account, you must receive your monthly statement electronically (herein referred as "eStatement") and have a valid email address. If you cancel your eStatement, the CashBack Checking account will automatically convert to the Basic Checking Account. Please refer to the St. Anne’s Credit Union fee schedule for information about fees and charges associated with our accounts. When the CashBack Checking Rewards requirements are met, you will earn $5.00 a month per account. This will be deposited monthly by St. Anne's Credit Union into the CashBack Checking account. To meet the CashBack Checking Rewards Requirements, you must have twenty (20) St. Anne's Credit Union MasterMoney debit (point-of-sale or PIN-based) transactions posted to your account during a statement cycle. ATM withdrawals, deposits or account balance inquiries using the MasterMoney card are excluded from this program. Rewards Credit is subject to IRS reporting.
8Annual Percentage Yield (APY) subject to change. Interest is compounded monthly and credited monthly or paid at maturity for all other terms. Interest is paid for each day funds remain on deposit. A substantial penalty is assessed on funds withdrawn prior to maturity on all IRA accounts. Request further information concerning any fees and terms applicable to the advertised accounts. $100,000 minimum opening deposit required to earn jumbo rate.

Download our free mobile app

Available on apple and android devices

app-store-button     google-play-button

 

Login Pay My Loan Apply for a Loan Rates Locations and Hours Calculators Contact Us Product Selector Local Weather Top
Open Toolbar
  1. I Want To
    1. About Us
    2. Convenience Services
  2. Products & Services
    1. Business Accounts
    2. Business Meet Our Team
    3. Checking
    4. Convenience Services
    5. Business Convenience Services
    6. Meet Our Team
    7. Rates
    8. Savings
    9. Security
    10. Loans
      1. Mortgages
      2. Business Loans
  3. Benefits & Support
    1. Calculators
      1. Car Loan Calculator
      2. Loan Comparison Calculator
      3. Mortgage Loan Calculator
      4. Savings Calculator
    2. Card Valet FAQs
    3. Community Investment
    4. Contact Us
    5. eStatements FAQs
    6. FAQs
    7. Fixed vs Adjustable Rates
    8. Mobile Deposit FAQs
    9. Scholarships
  4. Learning
    1. Why Choose St. Anne's Credit Union?
    2. Financial Tips
      1. Credit
      2. Homebuying
      3. Help with Balancing Your Checkbook
      4. Check @5
      5. Increase your Financial Literacy
      6. Tips to Avoid Overdrafts
      7. Difference between Fixed and Adjustable Rates
    3. News
    4. Free Seminars/Events

Personalization Settings

x

Welcome

St. Anne's Credit Union would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again