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Limited Time Mortgage Special

Apply online 24/7 .

St. Anne's Credit Union helps our members through each step of the loan process, from improving credit scores, providing pre-qualification to closing and beyond. We know the area and understand your needs and the entire process. We will work with you to achieve your homeownership goals.


We’re able to offer rate products based on our lending power as a leading lender in Massachusetts.  View our other competitive rates  today!


*Annual Percentage Rate (APR) is effective as of 9/22/18 and subject to change without notice. APR listed assumes no points and 360 monthly payments per $1,000 borrowed at $5.07. No minimum. Borrower must pay closing costs. A 0.50% fee will be assessed. No cash out. Loans greater than 80% loan to value (LTV) will require private mortgage insurance (PMI), no LTV more than 60%. Payments do not include taxes or insurance. Your payment may be greater if the loan is secured by a first lien. Subject to credit approval, must have 740+ credit score. Owner-occupied properties only, no multi-family units. Contact St. Anne’s for information about non-owner occupied properties. $5 membership account required.

** Offer valid for purchase or refinance first mortgage loans with a minimum loan amount of $200,000. $500 gift card will be given after closing date. No more than one gift card will be given in connection with this promotion for each eligible mortgage. $500 gift card may constitute taxable income. 1-4 family owner occupied properties only. Limited time offer subject to change at any time. Offer subject to credit approval. Other restrictions may apply.

*** Subject to credit approval. Must complete a homebuyer counseling program and have individual or household income equal to or below 80% of the HUD median income based on future address to qualify. Must be primary residence. $11,000 is in a pool and available on a first–come, first-served basis. Restrictions apply.